Guide to Selling a DVC Resale Contract

Selling Your DVC Resale Contract: From Listing to Proceeds

Selling a DVC membership on the resale market is a straightforward process when you know the steps. We've helped thousands of DVC owners through it over 25 years as a licensed Florida real estate brokerage. Most sellers are pleasantly surprised by how simple it is. The full timeline from listing to receiving your money typically runs 60 to 120 days, depending mostly on how fast you find a buyer.

Here's what to expect at every stage.

Before You List: What You Need

The two most important pieces of information are your contract number and your current point balance. Your contract number is on your original deed and in your Disney Vacation Club member account at disneyvacationclub.com. Your point balance, including any banked points and upcoming use year points, comes directly from your Disney account.

You'll also want to have a copy of your deed ready to upload. If you're not sure where to find it, it's a public record filed in the county where your home resort is located. Our guide on finding your DVC deed walks through exactly where to look by resort.

Set aside 20 to 30 minutes to complete your listing. Most sellers finish in less.

How to Price Your DVC Resale Contract

Pricing is the biggest factor in how quickly your contract sells. A contract priced at fair market value typically receives an offer within 1 to 30 days. An overpriced contract can sit for months.

DVC resale is priced per point, not as a total contract price. Current resale values vary significantly by resort. Bay Lake Tower and Grand Floridian tend to trade at higher per-point prices than older resorts like Old Key West or Vero Beach. Use year also matters, especially for buyers who want to maximize the points available at the time of purchase.

The DVC Sales Market Report shows recent closed transactions by resort. That's your most reliable reference because it reflects actual sales, not asking prices. Annual dues affect buyer interest too. Resorts with higher dues per point, like Vero Beach at $14.89 per point or Hilton Head at $12.86, typically trade at lower per-point prices than lower-dues resorts like Grand Floridian at $8.31 per point. Buyers factor the total annual cost into what they're willing to pay upfront.

If you want a quick estimate before you list, the Instant Sale tool gives you a cash offer based on current market data.

Creating Your Listing

Your listing on DVC Sales is free to create. You'll enter your resort, use year, total contract points, available points for the current and upcoming years, contract number, and asking price. If your contract covers multiple resorts or has an unusual point structure, there's a notes section to add details.

One optional but highly effective step is setting a minimum offer threshold using our low offer tool. This prevents buyers from submitting offers far below your floor, which saves everyone time.

Uploading a screenshot from your Disney account showing your point balance is the single best thing you can do to improve your listing's performance. Buyers are significantly more likely to submit an offer when they can see the actual point availability rather than relying on the stated figures alone. Login to your Disney account, take a screenshot of the points summary page, and upload it directly to your listing.

Handling Offers

You'll receive an email notification the moment a buyer submits an offer, and it will also appear in your DVC Sales dashboard. You have 24 hours to accept, counter, or decline.

Don't feel pressured to accept the first offer if it doesn't meet your expectations. You can counter at any price you choose. There's no limit on the number of counter rounds. Buyers have 24 hours to respond to each counter, and the process continues until both parties agree or one side declines.

Before responding to a low offer, check the market data. A well-placed counter at fair market value is often more effective than a flat decline. For a full walkthrough of negotiating and responding to offers, see our seller's guide to responding to offers.

Once you accept, both parties receive the purchase agreement to sign electronically. The contract must be signed within 24 hours of acceptance.

Selling With a Pending Reservation

You can list and sell your DVC contract while you have an active reservation on the books. The reservation does not have to be cancelled before you list. Disclose it in your listing so buyers understand what they're purchasing.

What happens to the reservation at closing depends on timing. If the reservation is more than 30 days out from the closing date, the buyer typically inherits it. If it falls within 30 days, your title company will advise on the specifics. Either way, the reservation details will be spelled out in the purchase agreement, and the buyer reviews them before signing.

The ROFR Period

After both parties sign, the contract goes to Disney for their Right of First Refusal review. Disney has up to 30 days to decide whether to purchase the contract themselves at the same price and terms you agreed to with your buyer, or to waive their right and let the sale proceed.

Here's what sellers often misunderstand: if Disney exercises ROFR, your outcome doesn't change. You receive the same sale price, the same 6.9% commission applies, and your net proceeds are identical. Disney simply replaces the original buyer. There is no financial loss, no extended delay, and no additional steps required from you.

If Disney waives, which is the outcome in the majority of transactions, the sale moves directly to the closing phase.

After ROFR: The Closing Phase

Once Disney waives, the title company takes over. They conduct a title search, prepare the deed transfer, and contact you with closing documents to sign. This usually happens within one to two weeks of the ROFR waiver notification.

You'll sign the deed and a closing disclosure electronically. The closing disclosure shows the full financial breakdown: your sale price, the $150 Disney estoppel fee (which you as the seller pay), DVC Sales' 6.9% commission, and your net proceeds. Review it carefully before signing. The buyer pays a separate $500 Disney administration fee on their side.

For a detailed walkthrough of the closing process from a seller's perspective, including what to expect during ROFR and exactly when your money arrives, see our guide on DVC resale closing for sellers.

Receiving Your Proceeds

After the deed is recorded, the title company releases your funds. You can receive payment by ACH bank transfer or by check. ACH is faster, typically arriving 2 to 3 business days after the deed records. Provide your banking information to the title company early in the process so nothing delays disbursement.

Your net proceeds equal your sale price minus the 6.9% commission and the $150 estoppel fee. The cost to sell DVC page breaks down the full fee picture so you can calculate your expected net before you list.

What Sellers Often Ask

The most common question we get is how long it takes. For a contract priced at market value, the realistic range is 60 to 90 days from listing to receiving money. That breaks down roughly as: 1 to 30 days to find a buyer, up to 30 days for ROFR, and about 1 week for closing once ROFR clears. Contracts priced above market take longer on the front end. Some sellers wait several months before adjusting their price, which extends the total timeline significantly.

The second most common question is whether it's safe to sell on the resale market. We are a licensed Florida real estate brokerage. All transactions are handled by licensed title companies with funds held in escrow. You don't transfer your deed until all conditions are satisfied and your proceeds are ready for disbursement. The process is legally structured to protect both parties.

If you have questions before you list, or if you want to talk through your contract's market value, reach out through the contact page and our team will get back to you promptly.