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Renting DVC Points Before Buying: A Smart Approach For Disney Vacation Club Consideration

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Frank Harrison

May 02, 2026

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The Smart Way to Explore Disney Vacation Club: Rent Before You Purchase

Family enjoying a magical stay at a Disney Vacation Club resort.

If you're considering a Disney Vacation Club membership, renting DVC points first gives you an invaluable preview of what ownership actually feels like. You'll experience the resorts, understand the booking system, and get a real sense of whether DVC matches your family's vacation style. This approach removes the guesswork from a significant financial decision.

We've helped hundreds of families through the DVC purchase process, and the members who are happiest with their decision are often those who rented first. They knew exactly what they were getting into.

Experience DVC Resorts Without the Commitment

Renting DVC points lets you stay at any DVC resort as if you were a member. You'll sleep in the same villas, use the same amenities, and follow the same check-in process. The only difference? You won't own the points.

This matters because DVC villas are fundamentally different from standard Disney hotel rooms. You get full kitchens, washers and dryers, and significantly more space. Some families love the ability to prepare breakfast and pack snacks. Others realize they prefer the convenience of hotel housekeeping and room service. Renting helps you discover which camp you're in before spending $20,000 to $100,000.

Sample Different Resorts and Locations

Each Disney Vacation Club resort has distinct advantages. Grand Floridian puts you on the monorail loop with elegant Victorian theming. BoardWalk Villas offers easy walking access to EPCOT and Hollywood Studios. Aulani in Hawaii provides a completely different vacation experience with beaches and snorkeling.

Renting points at different resorts helps you understand which locations work best for your family. You might discover that being on the monorail line saves you significant time, or that having a short walk to EPCOT changes how you tour the parks. These insights become crucial when you're choosing your home resort as a member.

Don't underestimate how much resort location affects your vacation experience. The difference between a 5-minute walk and a 20-minute bus ride adds up over a week-long stay.

Understand the True Financial Picture

DVC ownership involves two costs: the upfront purchase price and ongoing annual dues. Current resale prices range from about $130 per point for older contracts to $200+ per point for newer ones. Annual dues range from roughly $8 to $12 per point depending on the resort.

Renting gives you a baseline for comparison. If you typically spend $4,000 on a Disney vacation and renting DVC points costs $2,500 for the same trip, you can see the potential savings. Use our DVC annual dues calculator and point calculator to project whether ownership makes financial sense for your vacation frequency.

But remember: DVC only saves money if you consistently take Disney vacations for many years. If you're planning one trip every few years, renting will likely cost less than ownership.

Learn the Booking System Firsthand

DVC's booking system operates on specific windows. Members can book their home resort 11 months in advance and other resorts 7 months out. Popular times like Christmas week or Food & Wine Festival weekends book quickly.

When you rent points, you're working within this same system. You'll see which reservations are easy to get and which require planning months ahead. You'll also experience how the point charts work - the same villa costs different amounts depending on the season and day of the week.

This hands-on experience helps you understand whether DVC's booking system fits your planning style. Some families love having 11-month advance access to their home resort. Others find the restrictions frustrating compared to booking regular hotel rooms.

Preview Member Benefits and Restrictions

When you rent DVC points, you'll get some member perks but not others. You might receive discounts on dining or merchandise, depending on current promotions. However, you won't have access to member events or the deepest discount levels.

More importantly, you'll experience any current restrictions firsthand. For example, if Disney has limited park hours or certain attractions are closed for refurbishment, you'll see how these affect your vacation. This helps you understand the full picture of what DVC ownership provides.

You'll also get a sense of how Disney treats DVC members versus regular guests. The differences are usually subtle, but they exist.

Take Time for Thorough Research

Purchasing DVC shouldn't be rushed. The contracts last decades, and you'll want to understand the resale market, including resale restrictions and how they might affect your ownership.

Renting points gives you time to research without pressure. You can read the contract details, compare direct purchase versus resale options, and understand what happens if your vacation needs change. You can also get advice from current owners and see how they use their memberships.

The more you know before purchasing, the more confident you'll feel about your decision. DVC works wonderfully for many families, but it's not right for everyone.

Consider Your Long-Term Vacation Plans

DVC contracts typically run 40 to 50 years from their original purchase date. During that time, your family situation will probably change significantly. Kids grow up, careers evolve, and vacation preferences shift.

Renting helps you think about these long-term considerations. Can you see yourself taking Disney vacations regularly for decades? Do you enjoy the resort atmosphere enough to return repeatedly? Are you comfortable with the commitment, or do you prefer keeping your vacation options completely open?

There's no wrong answer, but renting helps you think through these questions with real experience rather than imagination.

What to Expect When Renting

The rental process itself is straightforward. You'll work with either individual members who have extra points or companies that specialize in point rentals. Prices typically run $15 to $22 per point, depending on the resort and season.

You'll receive a confirmation just like any other Disney reservation. Check-in works exactly the same way it would if you owned the points. The front desk staff won't treat you differently because you rented rather than owned.

Most rental transactions require payment upfront, usually several months before your vacation. This differs from regular hotel bookings where you might pay at check-in, so plan accordingly.

Making Your Decision After Renting

After your rental experience, you'll have concrete data to guide your decision. You'll know whether you loved the villa accommodations, found the booking system manageable, and felt the value was worth it.

If you decide DVC ownership makes sense, you'll purchase with confidence. You'll know which resort you want as your home base and have realistic expectations about the ownership experience. If you decide against it, you'll have saved yourself from a costly mistake while still enjoying a great Disney vacation.

Either outcome represents money well spent on education.

Ready to Move Forward?

Renting DVC points before purchasing gives you invaluable insight into whether ownership matches your family's needs. You'll experience the resorts, understand the financial commitment, and learn the booking system without the pressure of a long-term commitment.

In our experience, families who rent first make more informed purchase decisions. They choose the right home resort, purchase an appropriate number of points, and have realistic expectations about ownership. This leads to much higher satisfaction with their DVC membership.

If your rental experience convinces you that DVC ownership makes sense, we're here to help you find the right contract in the resale market. Our $500 buyer administration fee and 6.9% seller commission are significantly lower than the industry average, and we'll guide you through every step of the purchase process.

Frequently Asked Questions

  • Q1: Why should I rent DVC points before purchasing a membership?
    Renting lets you experience the Disney Vacation Club lifestyle without a long-term commitment. You'll discover whether you enjoy the villa accommodations, find the booking system manageable, and feel the value justifies the cost. Learn more about purchasing DVC contracts after you've had a chance to experience the program firsthand.
  • Q2: Can I choose which DVC resort to rent from?
    Yes, you can rent points for nearly any DVC resort based on availability. For example, Bay Lake Tower offers convenient monorail access to Magic Kingdom and some rooms have fireworks views. Different resorts provide different experiences, so renting helps you find your preference.
  • Q3: How much can I save by renting DVC points compared to booking directly through Disney?
    Renting typically costs 30-50% less than standard Disney resort rates for comparable accommodations. To understand how ownership can provide even greater long-term savings, read about how the purchasing process works for future DVC members.
  • Q4: Is there any risk in renting DVC points?
    When done through established channels, renting is safe and straightforward. Working with experienced professionals like DVC Sales ensures every transaction is handled properly and you receive the reservations you expect.
  • Q5: What if I decide I want to purchase DVC after renting?
    Many renters become owners after experiencing the program firsthand. You can explore available contracts and resort options through DVC resale listings to find ownership that matches your travel preferences and budget.

Ready to browse DVC resale contracts?

DVC Sales offers the lowest commission in the industry at 6.9%. No upfront fees for sellers. Free to browse for buyers.

Browse DVC Resale Listings → Sell Your DVC
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Bruce Haynes

5 days ago

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Mitzi and Lee Tucholski

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Mitzi and I couldn't have had a more positive experience as the one which we had, in selling some of our DVC points through DVC Sales with Mark and Lori Webb. and their staff. The whole process was transparent, seamless and we were being fully briefed as to the. progress. Thanks to Mark we were kept aware as to what was happening with the listing, with the ROFR bu Disney, and with the closing process completed, all in a short months' time. We couldn't have asked for a better group than DVC Sales for the sale. they were honest . amd truly caring on our behalf. Mitzi and Lee Tucholski

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33 days ago

Just sold some of my points and Mark and Lori were wonderful. I’m very, very happy with the experience. I got an excellent price and now someone else gets to enjoy just a bit more of DVC. The website is great to work with too. I will always use DVC Sales and encourage you to do the same.

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50 days ago

Foreign sellers, beware; they will not provide correct information to you about what you can expect when selling. They also, at the end of the process, hit you with fees you did not expect, and you are too late to do anything about it.

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79 days ago

I could not imagine being happier with my experience using DVC Sales to sell our Old Key West membership. We enjoyed so many years of Disney vacations. While on your website I started a chat that turned into a call with Lori. She took the time to explain how the website works. Within a few minutes I had created my account and listed my membership for sale. Within 3-4 weeks we received an offer and sold our membership. Thankyou Lori and DVC Sales!

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Arthur Schupp

92 days ago

Mark, today we have just received the last check for our 4th contract you sold for us. Our experience was outstanding you deserve the acknowledgement for your service. You remind me of the way customers were treated years ago. Everybody we spoke with or chatted online was friendly and helpful. Although the process took a few months, it was worth the wait. We hope the families who purchased on contracts have as much enjoyment as we have had. If anyone is looking to buy or sell a DVC membership you can use our name. Thank you again!

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